I’m sure many times you have asked the question: “What is happiness really?” Before I attempt to elaborate on this issue further I will say this: I have a strong, intuitive feeling that when push comes to shove, joy and happiness are the purposes of our lives. If my feeling is correct, then [...]

With close to 30 years in sales, one common mistake that I continually observe is that many sales people consistently make is to talk way too much. In trying to differentiate themselves from the competition, these sales people share a common sales belief that talking to the prospect is a way to convince him [...]

1. Give your prospects a f~ree trial of your software product, service, or let them read the first chapter or two of your informational product.
Your f~ree trial or sample chapters will show your visitors that you are confident in the quality of your product and lead to more sales for you by demonstrating how [...]

With the growing interest in real estate purchasing and speculation, more and more lenders are offering “nontraditional” types of mortgages. These include adjustable rate mortgages (ARM) of every shape and size, the more popular interest-only mortgage, and the very dangerous Option ARM mortgage, which can cause the amount you owe to actually increase as [...]

You’ve bought a fixer upper home you can make some money on. Where do you start? What improvements and repairs are most important? Actually, you need to know this before you buy. Always start with the end in mind, and have a plan to get there. Whether before and after you buy, though, there are [...]

It’s the prospect. If stalls and objections frequently come up in your sales calls, it’s a good idea to bring them up before the prospect has the opportunity. If you bring them up first, several good things happen:
* It helps your credibility when the prospect sees that you’re not afraid to bring up stalls and [...]

Getting a low rate refi loan may decrease your monthly mortgage
payments by a few hundred dollars. For this matter, homeowners consider
obtaining the lowest possible rate a primary concern. Before accepting a refi
offer, researching and comparing offers are essential.
Benefits of a Low Rate Mortgage Refi Loan
If you are hoping to save money on [...]

Here are our Top 10 most important things to consider when shopping for a Home Loan, Equity Line of Credit, or Refinance, courtesy of Loans-Directory.Org:

Down-Payment

Fixed Versus Adjustable Rate

APR

Loan Types

Loan Amount Qualification, Income

Loan Amount Qualification, Expenses

Employment and Credit History

Points

Sub-Prime Loans

Short-Forms

1. Down-Payment – As a general rule of thumb, lenders will be seeking contribution from you of around [...]

If you’re the boss, you should be concerned with your Loyalty Quotient (LQ). Your LQ reflects how dedicated your staff is to you. Since most people don’t leave companies, they leave bosses; your LQ will make the difference between having a motivated and dedicated staff and having a group of employees who keep their resumes [...]

A relatively new concept in the online world is “Virtual Real Estate Investing“. There are many variations on what this term means, encompassing everything from using the internet to aid in real estate investing efforts to participating in online games such as SecondLife.
To separate fact from fiction, I asked Bryan [...]